Netins Insurance Brokers Ltd. gives you a personal fair analysis of the insurance market based on personal experience.

Each user confirms that he/she has read and understood the Terms of Use of Netins Insurance Brokers. By visiting the websites of Netins Insurance Brokers Ltd., we assume that you agree with our terms and conditions for using the site. If you do not agree with them, please do not use this site and the services and modules provided on it. We have created these rules and guidelines solely to protect you and provide you with safe, enjoyable and rewarding minutes by visiting this site.

The website of Netins Insurance Brokers Ltd. is protected by copyright. All copyrights and related rights, even those not explicitly mentioned here, are reserved. It is forbidden to copy, transmit, distribute and store part or all of the content in any form without the prior written consent of Netins Insurance Brokers Ltd. Any distribution of the site or parts of it without the express written consent of Netins Insurance Brokers Ltd. is prohibited.

The publication of press releases and other documents classified as public in the mass media is permitted, if the source is cited.

The website may contain links (references) to other websites. These links are for your convenience only and Netins Insurance Brokers Ltd. is not responsible for the content of linked websites.

Netins Insurance Brokers Ltd. does not provide guarantee of any kind in connection with the accessibility, quality and reliability of access to this page.

This website and its content are published for your convenience. All information on this website is published without guarantee of comprehensiveness, accuracy and applicability for a specific purpose, non-interference or other violation of rights.

Netins Insurance Brokers Ltd. reserves the right to edit its pages and terminate access to them at any time. Netins Insurance Brokers Ltd. undertakes to take all reasonable measures in order to publish reliable and quality information on its pages, but Netins Insurance Brokers Ltd. is not responsible for errors and omissions, as well as delays in updating data.

Netins Insurance Brokers Ltd. is not liable for damages incurred during or as a result of using the website or due to inability to use it.

When using the website of Netins Insurance Brokers Ltd. the user undertakes to comply with the following principles of good faith use:

  1. Not to use the website of Netins Insurance Brokers Ltd. for illegal purposes.
  2. Not to use the website of Netins Insurance Brokers Ltd. for its own commercial purposes without the prior consent of the company.
  3. Not to use offensive, defamatory, threatening, obscene, and/or other texts and images that damage the prestige and reputation of Netins Brokers Ltd., and/or harm the honor and dignity of another user on the network.
  4. Netins Insurance Brokers Ltd. does not provide guarantee of any kind in connection with the accessibility, quality and reliability of access to the website.

Netins Insurance Brokers Ltd. holds a Certificate for Personal Data Controller No. 428019, issued by the Commission for Personal Data Protection. Netins Insurance Brokers Ltd. collects personal data (such as name, address, telephone, e-mail, etc.) only if they are voluntarily provided by users of the website in connection with the submission of an order to purchase insurance policy online, filling out forms, questionnaires uploaded to the website or using other functionality of the website that requires data registration.

Personal data may be used by Netins Insurance Brokers Ltd. for direct marketing by sending additional information about the services provided by the company as an Insurance Broker and any discounts and promotions organized individually or jointly with third parties.  Any personal data provided voluntarily by users when using the website will be used only for the purposes for which they were provided and in accordance with applicable Bulgarian and European Union law.

Access to the personal information provided by you can be obtained only by an authorized state body, only in cases specified by law and upon explicit request. Netins Insurance Brokers Ltd. does not collect and will not use the personal data provided by you for commercial purposes and will not provide any part of the collected information to organizations for such purposes.

The information on the website is updated by Netins Insurance Brokers Ltd. in a timely manner when changing the tariffs of insurance companies, so that the price determined through the Online Insurance Menu is as up-to-date as possible at any time.

All insurers in the Republic of Bulgaria offering the mandatory motor third party liability insurance and/or the mandatory Passenger Accident Insurance make contributions to the Guarantee Fund in the amount determined by the Financial Supervision Commission. The Guarantee Fund is a legal entity based in the town of Sofia, 2 “Graf Ignatiev” Str., fl. 4, tel. 02/980 30 49; 02/ 980 66 72.

The Guarantee Fund pays indemnities to the persons injured in road accidents when they are caused by an unidentified motor vehicle on the territory of Bulgaria or the guilty driver does not have concluded Motor Third Party Liability Insurance. For more information, please contact the Guarantee Fund on the listed phones.

The products and services offered through this website are intended only for persons residing or registered and operating in Bulgaria.

By submitting an insurance policy delivery order through this website, you agree to receive the insurance policy and the accompanying documents and to pay the due insurance premium before the expiration of the period in which you can cancel the contract concluded with Netins Insurance Brokers Ltd. for providing a financial service from a distance.

Netins Insurance Brokers Ltd. is not responsible for the completeness, accuracy, reliability and applicability of the information published on the website, nor for its timely updating. Despite the best efforts of the Company, the information on the website may not be up to date or its pages may not be available to users on the Internet. Netins Insurance Brokers Ltd. is not responsible for errors, incompleteness or loss of information on the website.

This exhaustive limitation of liability of Netins Insurance Brokers Ltd. applies to all types of damages, including but not limited to direct and indirect damages, indemnities, lost profits, loss of data, loss or damage to property or claims by third parties.

The Company has the right at any time without restriction and without notice to change the content of this website and these Terms of Use or to restrict or terminate users’ access to it.

The Company’s team may collect technical information that does not constitute personal data, such as the number and duration of visits to the site, IP addresses and type of browsers on users’ computers, etc. This information may only be used to improve the services of the website. Personal data cannot be disclosed when collecting this type of information. IP addresses may be used to identify users of the Website only in the event of non-compliance with these Terms and Conditions or when the content of the Website or other users is compromised.

The content of the website is protected by the laws on copyright and other intellectual property rights of the Republic of Bulgaria and the European Union. Trademarks, company names, industrial designs and other intellectual property objects used on the Site are subject to reserved rights and protection. All product names listed on the website are trademarks or other intellectual property rights objects owned by the persons listed on the website. All rights not expressly granted to third parties are reserved.


Netins Insurance Brokers Ltd., UIC 204313448, with registered office and address of management in the town of Sofia, 61 Han Asparuh Str. is an insurance broker entered under decision No. 555-ЗБ in the Register of insurance intermediaries kept by the Financial Supervision Commission pursuant to Article 30, paragraph 1, item 11 of the Financial Supervision Commission Act. You can find out about this by checking in the Financial Supervision Commission, city of Sofia, 16 Budapest Str. or through its website www.fsc.bg.

Netins Insurance Brokers Ltd. does not hold directly or through related parties more than 10 percent of the votes in the general meeting or the insurer’s capital, as well as the insurer or parent enterprise of the insurer does not hold more than 10 percent of the votes in the general meeting or the share of the capital “Netins Insurance Brokers Ltd..

Netins Insurance Brokers Ltd. does not provide advice (personal recommendations) to its clients in connection with the conclusion of insurance contracts, but only objective information to help them make an informed decision to choose insurance. You have the right to ask Netins Insurance Brokers Ltd. to prepare advice for you on the basis of fair and personal analysis, and we have the right to accept or refuse to prepare it. The nature of the remuneration we receive for the provision of our intermediary services is a commission included in the insurance premium and paid by the insurance company.

As an insurance broker Netins Insurance Brokers Ltd. performs insurance intermediation on assignment by its clients, users of insurance services and in this regard represents them before insurance companies.

Netins Insurance Brokers Ltd. determines the requirements and needs of the client and gives advice on the needs of the consumer of insurance services for a particular insurance, only on the basis of written information provided by the client to determine his/her insurance interest.

In case you have complaints from the provided by Netins Insurance Brokers Ltd. service, please submit your complaint in writing to the following address: Sofia, 61 Han Asparuh Str. or by e-mail office@netinsbrokers.com, be sure to provide three names, phone number and feedback address and describe your complaint. We will respond to you within 15 days of receiving your complaint by letter or email. If we need more time to resolve it or additional information, we will let you know that you will receive a response within 1 month of receiving it.

You can also submit complaint to the Deputy Chairman of the Financial Supervision Commission, head of the Insurance Supervision Department at the address Sofia, 16 Budapeshta Str. or to the Sectoral Conciliation Commission for Dispute Resolution in the Field of Insurance and Insurance Mediation (SCC), including the provision of financial services at a distance in these sectors, at Sofia 1000, Central Office of the Consumer Protection Commission, 4A Slaveykov Sq., website www.kzp.bg..

The forms for out-of-court settlement of disputes, which are available to the users of insurance services in the Republic of Bulgaria are: negotiations between the parties, mediation and arbitration.