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PROFESSIONAL LIABILITY

Professional liability – covers mainly property damages caused by error, omission or negligence. The insurance is concluded, taking into account the individual profession, which the insured person exercises with specially acquired knowledge or skills and this is a mandatory insurance.

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PROFESSIONAL LIABILITY OF NOTARIES

According to Art. 30 of the Notaries and Notarial Activity Act, the liability of the Insurer is up to the limit specified in the policy, which the Insured person will be legally obliged to pay as compensation for culpable failure to perform his duties and the duties of assistant notary and employees of the notary office.
The minimum and maximum limit is determined by the Chamber of Notaries.

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PROFESSIONAL LIABILITY OF TOUR OPERATORS

According to the Tour Operators Act. It covers property damages to consumers as a result of non-payment of the tour operator with its suppliers, as well as in case of its bankruptcy or insolvency.

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PROFESSIONAL LIABILITY OF FOOTBALL MANAGERS

Available exclusively from Netins Insurance Brokers.

PROFESSIONAL LIABILITY OF MEDICAL STAFF

The medical establishments shall have mandatory insurance for the persons, who practice the medical profession in the medical establishment, for the damages, which may occur as a result of culpable non-fulfillment of their professional obligations, according to art. 189 of the Health Act. All persons who practice medicine in the medical establishment must be insured.

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GENERAL THIRD PARTY LIABILITY

General Third Party Liability Insurance provides coverage to the Insured person for property or non-property damages caused to third parties. These are voluntary insurances.

The term of the insurance contract is 1 /one/ year, unless otherwise agreed.

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PRODUCT LIABILITY

The liability of the Insured person for caused property and/or non-property damages to third parties in connection with the use of a product that he produced, delivered, sold, mounted, installed or put into circulation during the insurance period is covered.
This insurance protects if an item manufactured or developed by the company is the cause of an accident, injury or death.

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EMPLOYER’S LIABILITY

This type of insurance covers liability for damages suffered by its employees during or in connection with the performance of their obligations under an employment contract.
Under the terms of this insurance, the difference between the non-property and property damages caused to the employees of the Insured as a result of an accident at work and the indemnity and/or the social security pension is covered. It also includes damage from an occupational accident caused by force majeure or in connection with assigned work performed without an explicit order, but in the interest of the employer, as well as during a holiday spent in the area of the enterprise. Costs incurred by the Insured person to limit or reduce damages, even when his efforts were unsuccessful

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